The Challenge
Traditional credit bureaus exclude millions of prospective borrowers due to lack of standard history. Lenders need automated, multi-source risk assessment engines that process KYC and verify creditworthiness instantly.
The Solution
We built a secure React dashboard and REST API backed by a Python machine learning scoring model. The application aggregates alternative transaction data, validates documents via AI, and calculates custom credit risk ratings.
The Outcome
Credvisor App reduced credit application processing times from 4 days to under 3 minutes, while keeping default rates below 2.1%.